Loud Worx will help you choose what electronic payment gateway to
choose: LinkPoint, Verisign's Payflow Services, and
Authorizenet.com.
LinkPoint Secure Payment Gateway
LinkPoint Secure Payment Gateway is for start-up merchants who want
to get online fast, as well as for merchants who already have a Web site
and want a secure, fast and reliable e-commerce payment solution.
The LinkPoint
Secure Payment Gateway translates information from a merchant’s Web site
into a format that can be read by an electronic processing system to process
transactions online.
E-commerce means new opportunities and responsibilities for merchants. The
LinkPoint Secure Payment Gateway offers merchants the protection of 128-bit
Secure Sockets Layer (SSL) encryption, as well as state-of-the-art fraud-protection
features.
Versign's Payflow Services
Verisign's Payflow Link
Payflow Link is a service designed for merchants who require
a simple solution for accepting payments on the Web. The Payflow Link service
is a hosted order form that allows your customers to securely input their
credit card information. To use Payflow Link, you only need to add a small
piece of HTML code to your Website that will link a customer from your site
to the order forms hosted by VeriSign.
Payflow Link offers you a simple
package for payment processing, including credit cards, electronic check
processing functionality as well as offline order processing. The Payflow
Link service works with most major shopping cart software.
Verisign's Payflow Pro
Payflow Pro gives merchants direct access to the Payflow service via an API, a
Transmission Control Protocol "thin-client" API. The Payflow Pro client software
is installed on the merchant's system and establishes a Secure Sockets Layer (SSL)
connection between your merchant storefront application and VeriSign's
transaction servers to securely exchange payment data between parties. When a
customer visits your Website and makes a purchase, the transaction data is
passed from your storefront through the Payflow Pro client, which then securely
passes the payment transaction data to VeriSign's Payment servers for
processing. VeriSign securely routes the transaction through the financial
network to the appropriate bank, ensuring that your customers are authorized to
make their purchases. The whole transaction is completed in a matter of seconds.
Once the transaction is approved and settled, the funds will be transferred to
your Internet Merchant Account. The Payflow client also sends and
acknowledgement back to VeriSign after returning the payment results to you, in
order to protect your consumers against double billing due to Internet latency
or broken communication sessions.
Authorizenet.com
An
Authorize.Net Payment Gateway account enables you to accept credit
card and electronic check payments from your e-commerce Web site.